AUTHOR: Samuel Hinson, Drummond Leader for Cybersecurity Services
Mapping to the latest payment card industry (PCI) data security standards (DSS) requirements is essential. PCI DSS compliance is important for all industries, including retail, health care, state and local governments, etc., if you store, process or transmit credit card data.
If your organization handles payment card transactions, it is critical to learn about yearly updates to PCI regulatory guidelines. PCI DSS v4.0 requirements include the following:
- Install and Maintain Network Security Controls
- Apply Secure Configurations to All System Components
- Protect Stored Account Data
- Protect Cardholder Data with Strong Cryptography During Transmission Over Open, Public Networks
- Protect All Systems and Networks from Malicious Software
- Develop and Maintain Secure Systems and Software
- Restrict Access to System Components and Cardholder Data by Business Need to Know
- Identify Users and Authenticate Access to System Components
- Restrict Physical Access to Cardholder Data
- Log and Monitor All Access to System Components and Cardholder Data
- Test Security of Systems and Networks Regularly
- Support Information Security with Organizational Policies and Programs
Following the yearly updates to these regulatory guidelines is imperative in ensuring that you’re protecting your customers’ credit card data, preventing data breaches, and safeguarding your organization from potential legal and financial consequences. By developing and maintaining secure systems and applications, restricting access to cardholder data, and regularly testing security systems and processes, you can demonstrate your commitment to protecting sensitive information and building trust with your customers.
We help our clients incorporate continuous security and compliance practices into their organization, culture, and daily operations.
Download the PCI DSS checklist to help you assess your network setup and your compliance planning, prioritization, and maintenance process.